Cross River Insights

From regulatory perspectives to emerging tech, Cross River Insights offers a closer look at the trends shaping the future of financial services.

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We Made Money Programmable but Left Identity in a PDF

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Viewpoint

Stablecoins have accelerated settlement, but until identity becomes a portable, continuously verified signal embedded in the payment itself, trust will remain the slowest step in moving money.

Cross River Insights

We Made Money Programmable but Left Identity in a PDF

Newest insights

Cross River to Acquire Accrue, Expanding Financial Infrastructure with Integrated Wallet Capabilities

Inflation at 3.7%; OCC Debanking Report; DailyPay’s $200Mn ABS

Cross River Embeds Ripple USD Stablecoin on the XRP Ledger into its Core Banking Infrastructure, Expanding Faster Payment Capabilities for Businesses

Viewpoint

Agentic Commerce Needs Rules Consumers Can Trust

Agentic Commerce Needs Programmable Money. Stablecoins Are Already There.

The Financial Relationship Retailers Keep Giving Away

Product innovation

Why We Built Automated Sweeps Directly into COS

We built COS to handle the next level of scale. Social platforms prove it.

Stablecoin Cross-Border Payments: How Businesses Can Speed Up International Cash Flow

Events

2026 Fintech Predictions: Key Insights from Cross River’s Leadership

2025 Mid-Year Fintech & Banking Outlook: Webinar Recap

Payments in Online Gaming’s Growth: What Industry Experts Revealed

Company news

Cross River’s 2025 Social Responsibility Report: Global Impact, Employee-Driven Philanthropy, and Commitment to Community Resilience

Cross River is the bank behind the bold.

Advanced Authorization: Giving Fintechs the Control They Deserve

Cross River IQ

Consumer Confidence Up; DailyPay Upsizes Debt Deal; Payoneer Files Charter App

FOMC Meeting Minutes; CFTC vs. States on Prediction Markets; Upstart’s New Product

Jobs Report Surprise; Erebor Opens Its Doors; Stripe Hits $140Bn Valuation