Cross River Insights

From regulatory perspectives to emerging tech, Cross River Insights offers a closer look at the trends shaping the future of financial services.

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Stop Building Bridges. Put Stablecoins in the Core

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Viewpoint

A look at why stablecoins belong inside the regulated bank core, and how a unified financial system unlocks new products, scale, and real‑world innovation.

Cross River Insights

Stop Building Bridges. Put Stablecoins in the Core

Newest insights

Q4 2025 Review | Consumer Lending

Pricing Pressure Continues; Cryptio raises $45Mn, Mastercard Acquires BVNK

Oregon DIDMCA Opt Out; Revolut Applies for Charter; SquareFi Emerges from Stealth

Viewpoint

Understanding Subledgers in COS: A Practical Guide for Fintech and Payments Teams

What Fintechs Need to Get Right to Be Truly “Bank‑Ready” in the U.S. Market

The Quiet Transformation of Social Platforms

Product innovation

Stablecoins: The Rail Above Rails

The Future of Digital Assets

Why We Built our Partner Network: To Bridge the Payment-Settlement Gap

Events

2026 Fintech Predictions: Key Insights from Cross River’s Leadership

2025 Mid-Year Fintech & Banking Outlook: Webinar Recap

Payments in Online Gaming’s Growth: What Industry Experts Revealed

Company news

Cross River’s 2025 Social Responsibility Report: Global Impact, Employee-Driven Philanthropy, and Commitment to Community Resilience

Cross River is the bank behind the bold.

Advanced Authorization: Giving Fintechs the Control They Deserve

Cross River IQ

Consumer Confidence Up; DailyPay Upsizes Debt Deal; Payoneer Files Charter App

FOMC Meeting Minutes; CFTC vs. States on Prediction Markets; Upstart’s New Product

Jobs Report Surprise; Erebor Opens Its Doors; Stripe Hits $140Bn Valuation