Cross River Insights

Instant Payments Adoption Sends a Powerful Signal: Trust

One part of the instant payments story isn’t getting the attention it deserves: what it reveals about trust.

Why Processing Optionality Is a Strategic Advantage for Fintechs

Rethinking Financial Services for a Social-First World

The next frontier is even more seamless—embedding financial experiences into the social platforms where people already spend their time.

Advanced Authorization: Giving Fintechs the Control They Deserve

Cross River’s new solution, Advanced Authorization, enables fintechs to implement customized transaction logic and rules within an approved framework.

Winning Together: Partner Bank of the Year

Cross River has been named Partner Bank of the Year. It reflects who we are at our core: a partner-first bank that builds alongside our partners.

The Future of Digital Assets

Our leadership team and Gemini's CFO unpack how stablecoins, blockchain, and digital assets are moving from concept to everyday application.

Why We Built our Partner Network: To Bridge the Payment-Settlement Gap

While payment rails like RTP® and FedNow® enable instant transfers, platforms often face hidden friction...

The Future of Embedded Finance Is Digital Asset-Native

The next frontier of embedded finance is taking shape.

The Cost of Capital Constraints in Real-Time Payments

RfP doesn’t just improve how money moves. It helps ensure that funds are where they need to be—when they’re needed most.