Powering FinTech
Enabling our clients to deliver financial solutions that empower consumers anytime, everywhere.
Learn More about Powering FinTech

The Tiny Bank That Got Pandemic Aid to 100,000 Small Businesses

"Best Place to Work in Financial Technology" for Three Consecutive Years
American Banker, 2020
Technology is at the core of what we do.
It’s changing the way our FinTech partners do business.

Payment Rails

Streamlined payments solutions including ACH, wire, card disbursement and money transfer-all through APIs, while maintaining a strong focus on compliance.

Marketplace Lending

Provide loan origination services for leading marketplace lending platforms, providing greater access to credit in the market.


Our API driven banking platform, Cross River Operating System, will allow FinTechs to plug-in and access multiple banking services that will be customizable and secure.

Capital Markets

Sophisticated financing options including off-balance-sheet, and asset-backed credit facilities to help our partners grow.

Traditional Banking

Committed to meeting the needs of our communities through a personalized, full-service banking experience.


Risk assessments, diligence, testing, monitoring, and oversight form a trusted internal Compliance Management System.

Our Partners

Best Egg
Finix Payments

*Please note the information on crossriversba.com as well as the required information in the application are subject to change pursuant to guidance published by the SBA. In addition, approval during a previous round of the Paycheck Protection Program does not guarantee approval during the next round of the Program. Eligibility and availability are determined on a case-by-case basis by Cross River Bank and subject to guidance published by the US Small Business Administration.