Instantly transact through interoperable networks
More options, no more delayed settlement times.
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Leave the RTP vs. FedNow debate to our tech
We’ll help you configure your program with custom settings, best for your business. Always access both, always have a plan B.
Single API integration
Instant settlement 24/7/365
Up to $10MM/transaction*
Curious to learn more?
More than sends
Cross River also enables RfP
We’re one of the first and only banks in the country to activate Request for Payment functionality for our customers.
“Instant pay-ins unlock huge value for businesses and end customers by reducing friction, accelerating funding, and boosting conversion.”
- No more “overfunding” accounts for weekend checks
- SecurAuth control to payers to mitigate returns and fraud riske, real-time processing
- Zero lag time between money inflows and outflows
Experience interopability, beyond fiat
Bridge fiat and blockchain ecosystems with Cross River's unified infrastructure
Support crypto-native users 24/7
No additional configurations
Provide real-time mint/burn
Offering liquidity options for businesses
Reduce operational complexities
Eliminating operational sprawl and the need to prefund
Pay merchants 7 days a week
Powered by always‑on stablecoin settlement
How fast is fast enough?
As a leader in faster payments, Cross River offers payment modalities beyond instant
Speak to our in-house payment specialists
Same-day ACH
Multiple processing windows for faster ACH.
Push-to/Pull-from-Card
Near-instant fund disbursements and payment pulls via card
