US accounts for global businesses
Give your foreign business customers the U.S. accounts they need, with fiat and USDC rails, real-time subledgers, and streamlined account setup.
Why Cross River
US dollar infrastructure for global businesses
Real-time subledgers
Create and manage customer-level account structures through API, with granular visibility into balances and transactions.
One account infrastructure
Use the infrastructure to manage your customer funds without maintaining a separate ledger stack because Cross River serves as the ledger of record.
Built for speed and simplicity
A pre-defined operating model with standardized onboarding, payments, and compliance requirements together to accelerate launch.
"We've been running FBO structures with per-client subledgers for years. Adding USDC mint and burn capability in-house means Money Services Businesses (MSBs) can offer their foreign business clients a complete solution without bolting together infrastructure from three vendors."
Borderless money movement
Built for businesses to move money across borders
Move money in fiat or stablecoins
Collect and disburse funds in fiat, USDC, or a combination of both without separate on/off-ramp providers.
One relationship, not many
Access US banking, payments and USDC connectivity through a single partner, contract and integration.
Your customers get paid, globally
Give foreign operating companies a way to collect and disburse in US dollars through your platform.
