The partner network where fiat moves at the speed of digital assets
With always-on settlement across trusted Cross River partners, CRNow enables secure, fast, and reliable money movement — aligned with the pace of today’s digital economy.
Real-time, all the time
Real-time payments, 24/7/365
Transfer funds and settle transactions within Cross River’s robust partner ecosystem in real-time; anytime any day.
Effortless integration
Add CRNow to your existing Instant Payments setup with minimal coding effort.
Easy internal transfers
Transfer funds between COS2 recipients, bypassing delays with wires and ACH.
Confidence in every transaction
Partner with Cross River for secure transactions with vetted partners and reliable dispute resolution.
Join partners already connected to
Cross River's partner network
Instant funds in action
Digital assets
Digital asset platforms operate around the clock and require immediate trade settlement to meet user expectations. With CRNow integration, payments between Cross River partners that once faced banking-hour delays can be completed in real-time, unlocking liquidity and improving capital efficiency.
Gaming
Gaming providers require immediate payouts to maintain seamless player experiences. With CRNow integration, payments between Cross River partners that traditionally take days can be processed in seconds, improving cash flow management and enabling business scaling opportunities.
Beyond these verticals
CRNow works across business models. While digital asset platforms are among the heaviest users today, the product isn't built for one vertical. Any Cross River partner can use CRNow to move funds instantly to another partner they do business with, subject to Cross River approval.
Frequently Asked Questions
What is the per-transaction limit for CRNow?
Who can I send transactions to using CRNow?
Is CRNow available 24/7, including weekends and holidays?
How does Cross River route transactions between RTP®, FedNow®, and CRNow?
I am not using RTP® or FedNow®. Can I use CRNow and send money to a Cross River Partner?
I am already integrated with RTP® and FedNow®. What do I need to do to use CRNow?
1 Limits are partner-specific and set by Cross River.
2 Cross River Operating System.
