Merchant Acquirers, Payfacs & ISVs
Leverage Cross River’s cutting-edge payments infrastructure to enable seamless merchant acquiring and payments experiences.
Join partners already
connected to Cross River's APIs
Benefits of partnering
with Cross River
Faster merchant payouts
Enhance merchant experiences with faster payouts via push-to-card and same-day ACH – offer instant payments with RTP® and FedNow®.
Subledgers for efficiency & scale
Move and track customer funds with discrete subledgers – instead of individual deposit accounts.
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Data transparency
Live access to transaction data, enabling clearing and settlement transparency across the flow of funds.
Products used by
merchant acquirers and payfacs
Acquiring BIN Sponsorship
Tech-forward BIN sponsorship
Integrated acquiring BIN solutions via API – purpose-built for ISOs, Payfacs, Marketplaces, ISVs, and mobile wallet providers.From application to securitization, launch and scale innovative lending solutions with Cross River’s end-to-end digital lending suite.
RTP & FedNow
Instant merchant payouts
Give merchants instant access to funds. Integrate instant RTP® and FedNow® payouts via Cross River’s interoperable endpoint architecture.
Card Issuing
Think beyond acquiring
Deepen your merchant relationships with issuing capabilities – offer co-branded cards, expense management solutions, and full-stack program management.
