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Business Banking

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Upgrade your business with Cross River. We are your trusted banking partner, offering a wide range of exclusive services tailored to help your business succeed.

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Business Checking

Effective: 12/24/2024

Minimum Balance to Obtain Annual Percentage Yield (APY)

Interest Rates

APY*

Prestige Money Market Checking

none

0.07%

0.07%

NJ IOLTA Checking

none

0.07%

0.07%

Attorney Trust Escrow

none

0.10%

0.10%

‍

Business Savings

Effective: 12/24/2024

Minimum Balance to Obtain Annual Percentage Yield (APY)

Interest Rates

APY*

Prestige Business Tiered Savings

$0.00-$9,999.99

1.83%

1.85%

 

$10,000.00-$49,999.99

2.86%

2.90%

 

$50,000.00-$249,999.99

3.39%

3.45%

 

$250,000.00-$999,999.99

3.59%

3.65%

 

$1,000,000.00 and above

3.92%

4.00%

‍

Certificate of Deposit

Effective: 12/24/2024

Minimum Balance to Obtain Annual Percentage Yield (APY)

Interest Rates

APY*

3 Month 

$500.00 

3.44% 

3.50% 

6 Month 

$500.00 

4.07%

4.15% 

9 Month 

$500.00 

3.73%

3.80%

12 Month 

$500.00 

3.63%

3.70%

18 Month 

$500.00 

3.44%

3.50%

24 Month 

$500.00 

3.25%

3.30%

36 Month 

$500.00 

3.05%

3.10%

48 Month 

$500.00 

2.96%

3.00%

*Annual Percentage Yields (APYs) are accurate as of December 24th 2024. Minimum deposit to open any checking or savings account is $0, certificates of deposit is $500 and minimum balance to obtain APY for all accounts indicated in tables. CDs are subject to penalty for early withdrawal. Fees on checking and savings accounts may reduce earnings. Rates are subject to change at any time.

FDIC deposit insurance is $250,000 per depositor, per insured bank, for each account ownership category.