Neobanks
Build and scale your neobank via a single integration with Cross River’s end-to-end bank core with access to accounts, payments, cards, and lending infrastructure.
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Join partners already connected to Cross
River's APIs
Benefits of partnering with Cross River
Robust product suite
Power digital banking solutions across accounts, card issuing, lending, and payments through a unified API infrastructure.
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Modern banking core
Leverage Cross River's Operating System (COS) to build better, scalable tech stacks for enhanced customer experiences.
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Experienced management team
Our people are committed to client success and hold the keys to consistent improvements that enable Cross River products to remain competitive.
Products used by neobanks
Bank Accounts
Leverage APIs for a sophisticated deposit strategy
Banking begins with accounts. Optimize your deposits strategy with flexible account solutions and fund via instant payment rails.
Card Issuing
Launch a card program
Build debit, credit, and charge card programs on the network of your choice, including Visa®, Mastercard®, and American Express®.
Digital Lending
Fast, compliant & nationwide origination
From application to securitization, launch and scale innovative lending solutions with Cross River’s end-to-end digital lending suite.
Acquiring BIN Sponsorship
Tech-forward BIN sponsorship
API integrated acquiring BIN solutions that are purpose-built for fintechs looking to create or amplify existing acquiring programs.
