| Effective: September 29, 2022 | Minimum Balance to Obtain Annual Percentage Yield (APY) | Interest Rates | APY* |
|---|---|---|---|
| Regular/E Money Market Account | none | 0.25% | 0.25% |
| I Connect Select Checking/E Connect Select Checking | none | 0.10% | 0.10% |
Personal Banking
Bank locally. Think big.
Personal Checking
Personal Savings
| Effective: September 29, 2022 | Minimum Balance to Obtain Annual Percentage Yield (APY) | Interest Rates | APY* |
|---|---|---|---|
| I Connect/E Connect Savings | none | 1.88% | 1.90% |
| I Connect/E Connect Select Tiered Savings | none | 1.88% | 1.90% † |
† On all balance tiers
Certificate of Deposit
| Effective: September 29, 2022 | Minimum Balance to Obtain Annual Percentage Yield (APY) | Interest Rates | APY* |
|---|---|---|---|
|
3 Month |
$500.00 |
0.35% |
0.35% |
|
6 Month |
$500.00 |
0.75% |
0.75% |
| 9 Month |
$500.00 |
0.85% |
0.85% |
| 12 Month | $500.00 |
1.44% |
1.45% |
| 18 Month | $500.00 |
1.64% |
1.65% |
| 24 Month | $500.00 |
1.73% |
1.75% |
| 36 Month | $500.00 |
1.83% |
1.85% |
| 48 Month | $500.00 |
1.49% |
1.50% |
*Annual Percentage Yields (APYs) are accurate as of September 29, 2022. Minimum deposit to open any checking or savings account is $0, certificates of deposit is $500 and Brix Direct certificates of deposit is $50,000 and minimum balance to obtain APY for all accounts indicated in tables. CDs are subject to penalty for early withdrawal. Fees on checking and savings accounts may reduce earnings. Rates are subject to change at any time.
FDIC deposit insurance is $250,000 per depositor.
Personal Banking
At Cross River, we are consistently and creatively reevaluating the way we service our customers and their communities. Be it online or at our branch, enjoy a secure personal banking experience, with no monthly maintenance or check printing fees, as well as competitive yields on your Checking and Savings accounts, among other benefits.
