Stablecoin Payments
Cross River connects approved stablecoins and fiat rails so businesses can send and receive funds in real time with the trust and compliance of a regulated bank.
What we support today
On/Off ramps & treasury
Convert between USD and approved stablecoins through ACH, wires, or RTP®. Automate sweeps and reconciliation, with integrated tools to support compliance workflows
Payments & settlement
Power instant payouts or network settlement using approved stablecoins (e.g. USDC) with real-time mint/burn
Stablecoin acquiring services
Pay merchants directly in stablecoins, extending settlement window
“Cross River’s API-first infrastructure and regulatory footprint perfectly complement Transak’s global reach and crypto-native compliance systems.”
Why our stablecoin offering is unique
Interoperable rails
Native access to ACH, wires, RTP, card networks, and approved stablecoins
Fiat accounts
Send and receive approved stablecoins directly from the same bank accounts used for fiat
Direct liquidity
Real-time mint/burn for seamless scaling across chains and currencies
Good-funds model
Funds move only after compliance clears, removing the need to prefund
Bank-grade compliance
Fully regulated with crypto-native efficiency
CRNow settlement
Instant 24/7/365 posting and reconcilliation
Built for modern money movement
Cross River bridges the gap between banking and blockchain, helping fintechs, PSPs, and crypto platforms run payments that are faster, cheaper, and compliant from day one.
Unified infrastructure
One connection for fiat and approved stablecoins
Trusted foundation
Regulated bank with onchain execution
Always on
Instant movement, any day, any hour