Stablecoin Payments
Cross River connects approved stablecoins and fiat rails so businesses can send and receive funds in real time with the trust and compliance of a regulated bank.
What we support today
On/Off ramps & treasury
Convert between USD and approved stablecoins through ACH, wires, or RTP®
Automate reconciliation with tools to support compliance workflows
Payments & settlement
Power instant payouts or network settlement using approved stablecoins (e.g. USDC, RLUSD) with real-time mint/burn
Cross-border Payments
Move funds across borders in near real time with transparent pricing and direct settlement.
“Stablecoins won’t transform payments through parallel financial systems. They’ll do it by becoming part of the banking infrastructure businesses already use. Cross River is at the forefront of putting that into practice by bringing RLUSD and the XRP Ledger’s fast, low-cost settlement into its regulated banking platform.”
Why our stablecoin offering is unique
Interoperable rails
Native access to ACH, wires, RTP, card networks, and approved stablecoins
Simplicity
Stablecoin payins are received and ledgered as fiat; stablecoin payouts convert directly from fiat
Direct liquidity
Real-time mint/burn for seamless scaling across chains and currencies
Good-funds model
Funds move only after compliance clears, removing the need to prefund
Bank-grade compliance
Fully regulated with crypto-native efficiency
CRNow settlement
Instant 24/7/365 posting and reconciliation
Built for modern money movement
Cross River bridges the gap between banking and blockchain, helping fintechs, PSPs, and crypto platforms run payments that are faster, cheaper, and compliant from day one.
Unified infrastructure
One connection for fiat and approved stablecoins
Trusted foundation
The regulated trust and governance layer to build and scale
Always on
Instant movement, any day, any hour
