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Use Cases

Discover how Cross River works for you

While Cross River’s partners span numerous industries, all have a common goal: enabling their products and services with financial technology so their customers can transact seamlessly – and safely. Explore these use cases and see how you can bring new possibilities to life.

Commercial cards

Launching a corporate card

Provide customers with branded credit or debit cards, issued by Cross River with an issuing BIN sponsorship and card issuing services.

Expense management

Support small to medium sized businesses by integrating budgeting tools with card issuing and account management.

Immediate payment settlement

Earned wage access

Process payroll with near real-time debit disbursements for hourly and gig economy workers and contractors. Explore push-to-card and real-time payment rails.

Fleet management

Create operational efficiencies for drivers and fleet management with credit card programs and push-to-card debit disbursements.

Merchant services

Enabling merchant fund settlement

Connect consumers with the financial portals they need to complete purchases through an acquiring BIN sponsorship program and payment rails like push-to-card.