Launch an Issuing Program
Build and scale debit and credit card programs on Cross River’s flexible, processor-agnostic issuing platform.
Virtual cards for AI agents
The issuing infrastructure that makes agent-initiated payments trusted, controllable, and compliant.
“Scaling agentic commerce requires banking partners who understand both the regulatory requirements and the pace at which we need to move. Cross River delivered on both, and that’s what makes this partnership work.”
BIN sponsorships for card issuance
Cross River is a member of the major card networks - Visa & Mastercard. Leverage our BINs for a range of card programs.
.svg)
Differentiated card issuing solutions
Key features
Flexible, multi-processor card issuance from BIN sponsorship to full-stack program management.
curl --location
-X POST
-H 'Content-Type: application/json' \
-H 'Authorization: {Bearer token}' \
-d '{
"accountNumber": "2608927303",
"customerId": "2b15a695-13dc-4b10-b4e5-af5b0138873c",
"configurationId": "a6b5a94c-f8f9-462b-8ce8-afa400f5b640",
"firstName": "John",
"middleName": "Jacob",
"lastName": "Smith",
"suffix": "Jr",
"phone": {
"phoneType": "Home",
"phoneNumber": "2015551234"
"emailAddress": "john@abccompany.com"
"shippingAddress": {
"street1": "123 Maple Lane",
"street2": "Apt. 1",
"city": "New York",
"state": "NY",
"postalCode": "10025",
"countryCode": "US"
}
.svg)
.svg)
Expand Beyond Card Issuing
Digital Lending
Fast, compliant & nationwide origination
From application to securitization, launch and scale innovative lending solutions with Cross River’s end-to-end digital lending suite.
Bank Rails
Multi-rail payments capabilities
Leverage near real-time rails and instant payout solutions to build account funding and payments offerings.
.webp)
Acquiring BIN Sponsorship
Tech-forward BIN sponsorship
Integrated acquiring BIN solutions via API – purpose-built for ISOs, Payfacs, Marketplaces, ISVs, and mobile wallet providers.
Uses for card issuing
Consumer cards
Commercial cards
Secured/unsecured
Neobanks
Expense management
Corporate accounts
