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Monthly Insights March 2026 edition: If you scaled overnight, would your systems keep up?

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Cross River
March 30, 2026
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2
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VIEWPOINT

A practical guide to subledger management

Real‑time money movement only works when the ledger keeps pace. See how our native bank core maintains instant balance alignment and eliminate reconciliation breaks for fintechs operating at scale.

Read the guide ➡️

VIEWPOINT

The new standard for bank readiness

If you’re expanding into the U.S., make sure you know what banks look for. This piece breaks down the key steps fintechs must take to be ready for partnership.

Read the analysis ➡️

VIDEO

Behind the build: stablecoin payments

Our team explains the strategy behind bringing blockchain and traditional banking technology together into one central core.

Watch the video ➡️

PARTNER SPOTLIGHT

How Upgrade scaled without building a bank

Last month we announced our new credit facility with Upgrade. Now, we're sharing our six-year story of building together across lending, deposits, cards, and beyond.

Read the expansion story ➡️

Meet us at upcoming events

Instant Payments & Beyond Summit | Mar 16-17 | Atlanta, GA

Our VP of Crypto Product, Sai Kailash, joins industry leaders to discuss where instant payments are headed next.
Topic: Building Value Beyond Payment Rails: Monetization, Interoperability and the Next Wave of Payments Innovation

ETA Transact | Mar 18 – 20 | Las Vegas, NV

Andrew Lambert, our SVP and Head of Product, takes the stage at one of the industry’s flagship payments events.
Topic: The Decoupled Era and the Bank’s New Role in Payments

Fintech Meetup | Mar 30 – Apr 1 | Las Vegas, NV

Andrew Lambert will also be speaking on a panel at Fintech Meetup on how banks can reshape their future through platform strategies.
Topic: Should Every Bank Become a Fintech Platform?

NEWSROOM

Cross River opens full-service branch in Delaware

Our new Wilmington branch strengthens our ability to serve partners and consumers, expanding access to credit, deposits, and modern banking services nationwide.

Read the full announcement ➡️

Ready to build what's next?

Explore what's possible with Cross River.

Get in touch ➡️

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