VIEWPOINT

Stablecoins don’t belong on the side

Workarounds were never meant to be a strategy. Here’s why moving stablecoins into the bank core changes everything about how fintech products get built.

Why it matters ➡️

VIEWPOINT

Your capital is sitting still. Stablecoins can change that.

Treasury teams are losing days to settlement delays and reconciliation gaps. Here is what a stablecoin-enabled account actually fixes.

How it works ➡️

Q4 LENDING REPORT

Consumer lending had a busy quarter and fintechs are leading the charge

From Upstart’s 52% origination jump to BNPL hitting record engagement, Q4 was a telling quarter for the direction of consumer credit.

Full Q4 Report ➡️

In case you missed it

Cross River took home two industry awards this quarter:

• Pigment's Visionary of the Year for transforming financial infrastructure and driving internal innovation.
• BaaS Solution Provider of the Year by FinTech Breakthrough for delivering breakthrough technology that powers what is next in fintech.

[Podcast] Our CSO on what it actually takes to engineer a bank for the fintech era: Our Chief Strategy Officer, Hillel Olivestone, joined Galileo's podcast to talk core infrastructure, RTP, FedNow, embedded finance, and how Cross River built the foundation that keeps it ahead.

Partnerships in the news

Cross River raises $50M to double down on AI, crypto, and embedded finance

T. Rowe Price deepened its investment to back what comes next: new products, deeper partnerships, and an expanding global footprint.

Full announcement ➡️

Cross River and Thredd team up to help global fintechs enter the US market

The partnership with Thredd gives international fintechs a proven, compliant pathway to launch and scale in the US from day one.

Full announcement ➡️

Meet us at upcoming events

2026 NACHA Smarter Faster Payments | Apr 26 - 29 | San Diego

Sri Iyer, our VP of Product, Payments, will speak on a panel about instant payments readiness and what institutions need to know before launching real-time payment capabilities.

Our Senior Counsel, Barry Goldbrenner, will speak on a panel about stablecoins and what their adoption means for banks operating in regulated environments.

Consensus | May 7 - 9 | Miami

Benjamin Melnicki, our Chief Risk & Compliance Officer, will speak about crypto’s path to mainstream adoption and the role financial institutions play in that transition.

Ready to build what's next?

Explore what's possible with Cross River.

Get in touch ➡️