Payment Rails

Safe and reliable payment rails

Cross River’s API-driven technology integrates payment solutions seamlessly through a proprietary banking core, COS (Cross River Operating System). From real-time transactions settlement to efficient merchant acquiring options, Cross River provides a host of flexible payment modalities to help grow businesses, manage risk, and create scalability.

Why Cross River

Frictionless fund movment

Seamless integrations

Customer service support

Operations assistance

  • Cross River’s choice to build their own core processor speaks to their appetite for solving problems on their own. This deep commitment to their own tech stack played a big factor behind why we chose them to implement our mobile banking program.

    Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.

    Renaud LaPlanche

    Founder & CEO Upgrade

Payment rails are just the beginning.

There are more ways to scale your business using Cross River's technology. Explore solutions from card & account programs to platform lending.