Payment Rails

Safe and reliable payment rails

Cross River’s API-driven technology integrates payment solutions seamlessly through a proprietary banking core, COS (Cross River Operating System). From real-time transactions settlement to efficient merchant acquiring options, Cross River provides a host of flexible payment modalities to help grow businesses, manage risk, and create scalability.

Cross River’s payment rails provide robust money movement for customers. 
Why Cross River

Frictionless fund movment

Seamless integrations

Customer service support

Operations assistance

  • Cross River’s choice to build their own core processor speaks to their appetite for solving problems on their own. This deep commitment to their own tech stack played a big factor behind why we chose them to implement our mobile banking program.  

    Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.

    Renaud LaPlanche

    Founder & CEO Upgrade

Payment rails are just the beginning.

There are more ways to scale your business using Cross River's technology. Explore solutions from card & account programs to platform lending.