Enabling our partners to deliver financial technology for all.
Our modern BaaS platform and consultative approach, combined with our relationships with Visa, Mastercard, and American Express for card issuing provide a strong foundation for our partners to build cutting edge card solutions for their users.
At Cross River, our aim is simple, to meet the diverse needs of businesses large or small by providing our partners with the infrastructure they need to succeed in the ever-evolving financial environment.
As leaders in faster payments, we continue to offer solutions for instant & secure money movement. By providing FedNow we hope to extend faster payments reach to more US DDAs, support partner growth, and be part of this milestone in financial technology.
Built for Developers
Technology is at the core of what we do
FAQs
What is an issuing bank?
An issuing bank is a bank that provides a credit line or a debit card to a customer or business. Cross River works with partners that wish to increase financial access to customers by enabling credit or debit card services. Cross River can also provide merchant acquiring services and act as an acquiring bank.
Does Cross River provide credit and debit processors?
Yes, Cross River works and integrates with major credit card and debit card processors. Partners can select from existing processors or request to work with a new processor altogether.
Can I bring my own processor?
Yes, partners can bring their own processor for debit or credit processing. If preferred, however, Cross River can choose and integrate a processor on the client’s behalf.
