Monthly Insights October 2026: Money moves instantly. Identity should too.

This month: the case for embedding identity into payments, how we're taking our infrastructure global, and how we're powering a new home equity card.

Money moves instantly, but identity moves in PDFs
Identity verification hasn't kept pace with real time money movement. Our Chief AI Officer explains why the checkpoint model no longer works at transaction speed. Read more
Insights & news
US banking infrastructure, built for global businesses
COS is global; our infrastructure enables access to US dollar accounts and payments with both fiat and stablecoin capabilities through a single integration. Read more
Building trust into agentic commerce
Terms and conditions don't work when software makes the purchase. Our Chief Risk & Compliance Officer makes the case for rules designed for agents, not retrofitted for them. Read more
GoodLeap launches HELOC-backed card with Cross River
We provided a $50 million credit facility and card issuance platform to enable the GoodLeap Home Card, which offers homeowners up to 6% cash back on qualifying home improvements. Read more
Coming up
Digital Assets: Compliance, Enforcement & Regulatory Oversight - November 18 | New York, NY
Our Chief Risk & Compliance Officer, Benjamin Melnicki, will speak on a panel covering AI in digital assets compliance, from transaction monitoring to model governance. View agenda
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