JUNE 2026

This month: how stablecoins become spendable at checkout, when banks should build vs. partner, and where crypto-backed credit is gaining traction.

SPOTLIGHT

The ground underneath fintech is moving

As assets move onchain, regulation, payments, and distribution are being rebuilt together. AI agents will depend on that same infrastructure to transact. Why it matters ➡️

VIEWPOINTS

Why cards matter in an onchain world

Blockchains move billions in seconds, but stablecoin value can't be spent at checkout. Stablecoin-linked cards connect digital assets to familiar experiences consumers already rely on. Read more ➡️

Not every bank should build a fintech platform

Here's a warning to banks building fintech platforms: beware of the margin trap. Only a few can win, and common misunderstandings can become costly strategic mistakes. Read more ➡️

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FYI: Interested in our guide on modern card issuing infrastructure? Read more ➡️

Q1 2026 LENDING REPORT

Strong quarter for fintech lenders and borrowers

Personal loan originations jumped 61% at Upstart and 68% at SoFi while BNPL volume climbed 35%. Credit quality remained stable as fintechs took share from traditional lenders. Full Q1 report ➡️

NEWSROOM

Cross River commits $250M to Figure's crypto-backed loans

Our partnership with Figure helps bring digital-asset backed lending further into mainstream credit markets. This deal expands our asset class coverage and fills a void between credit funds and traditional investment banks. Full announcement ➡️

Meet us in person

Mastercard Connections | June 8-10 | Marco Island, FL

Visa Payments Forum | June 9 - 11 | San Francisco, CA

American Banker Digital Banking | June 16 | Orlando, FL

Kavitha Subramanian, Associate General Counsel for Regulatory Compliance, will speak about open banking, embedded finance, and regulatory clarity.

Ready to build what's next?

Explore what's possible with Cross River.

Get in touch ➡️