Monthly Insights February 2026 edition: What partners should know about the rise of prediction markets

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VIEWPOINT
What prediction markets teach us about real-time money movement
In peak moments, churn almost always traces back to a payments flow that can’t keep up with user behavior. Leading platforms aren’t “adding payments” but rather they’re redesigning products around real‑time money movement.

PARTNER SPOTLIGHT
Upgrade’s next stage of growth
Consumer demand for transparent, affordable credit continues to rise, and our long-time partner Upgrade is meeting that demand. We're pleased to support Upgrade's growth with an increased $250 million credit facility. Our six‑year partnership supports Upgrade in delivering responsible and affordable credit to millions.

VIEWPOINT
The big shifts heading our way
Tokenized banking, everyday embedded finance, borderless expansion—these are just some of the predictions that will shape 2026, according to Cross River’s leaders.
Explore the recap and full recording ➡️
Meet us at upcoming events
SFVegas® 2026 | Feb 22-25 | Las Vegas, Nevada
Our Capital Markets team is excited to sponsor this event. If you’re at SFVegas next month, make sure to meet our team.
FPC Spring Member Meeting | Feb 26-27 | Oxon Hill, Maryland
Our VP of Product, Sri Iyer, joins industry leaders to unpack how Request for Payment can truly scale and deliver instant, seamless money movement.
ETA Transact | Mar 18-20 | Atlanta, Georgia
Hear from our SVP, Head of Product, Andrew Lambert, who will be speaking on the topic, ‘The Decoupled Era Is Here’, and how PaaS, AI, and tokenization are reshaping the bank's role in payments.
Ready to build what's next?
Explore what's possible with Cross River.


