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Products
Onchain Finance
Payments
Card & Accounts
Digital Lending
Capital Solutions
Stablecoin Payments
Move money with stablecoins, interoperable across fiat rails
CRNow
Always-on settlement via Cross River’s Partner Network
On/Off Ramp
Fund or withdraw from digital wallets instantly
Stablecoin-Enabled Accounts
Send and receive stablecoin payments with every transaction reflected in USD
Instant Rails
Payouts via RTP® and FedNow®
Pay-ins via RTP®
International
Global money movement for businesses
Card Payments
Global payments across major card networks
CRNow
Always-on settlement via Cross River partner network
Traditional Rails
ACH, Same-Day ACH and wire transfers
Stablecoin Payments
Move money with stablecoins, interoperable across fiat rails
Card Issuing
Launch debit, credit, or prepaid card programs
Card Processing
Direct integration to card networks for card management and processing through Cross River's Core (COS)
Merchant Services
Start merchant payment processing with acquiring capabilities
Accounts
FDIC-insured accounts delivered via modern APIs
Origination & Underwriting
Bank-supervised origination with 100% loan-level underwriting for consumer and commercial lending programs
Selling & Reconciliation
Automated loan participation, settlement, and reconciliation to streamline capital‑markets and investor pipelines
Regulatory Compliance
Regulatory monitoring, controls and governance
Consumer & SMB Credit
Full spectrum of consumer and SMB loan types and asset classes
Principal Financing
Flexible funding solutions, including credit & seasoning facilities and loan retention & purchase options for growth
CRB Securities
Investment banking and structured product advisory for the fintech ecosystem
Solutions
Crypto Solutions
Build, move, and settle value onchain
Gaming Industry
Exceed expectations with winnings delivered in seconds and player-initiated payment flows
Merchant Acquirers
Enable seamless merchant acquiring and payments experiences
Neobanks
Access accounts, payments, cards, and lending infrastructure
Digital Lenders
Scale lending from origination to securitization
Institutional Credit Investors
Source opportunities up and down the capital stack
Developers
COS
A proprietary API-driven bank core
Documentation
Discover, explore and start integrating products with ease
Banking
Commercial Real Estate
Commercial real estate loan origination and servicing secured by investment properties
Construction Lending
Construction and bridge loans for ground-up construction, renovation, acquisition, and more
Lender Finance
Warehouse facilities for private lenders
Healthcare Finance
Term and bridge loans secured by all types of healthcare propreties
Small Business Lending
Full suite of SBA and conventional business loan programs
Resources
Insights
A closer look at the trends shaping the future of financial services
Newsroom
Product, customer, and company announcements
Customer Stories
Stories of how Cross River enables growth for the boldest builders
Events
Industry conferences, webinars, proprietary events, and more
Why Cross River
The partner bank for your next big idea
Giving Back
Financial access and community empowerment
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Branch Customers
Digital Business Banking
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Careers
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