Merchant Acquirers, Payfacs & ISVs
Leverage Cross River’s cutting-edge payments infrastructure to enable seamless merchant acquiring and payments experiences.
Join partners already connected to Cross River's APIs
Benefits of partnering with Cross River
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Faster merchant payouts
Enhance merchant experiences with faster payouts via push-to-card and same-day ACH – offer instant payments with RTP® and FedNow®.
Subledgers for efficiency & scale
Move and track customer funds with discrete subledgers – instead of individual deposit accounts.
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Data transparency
Live access to transaction data, enabling clearing and settlement transparency across the flow of funds.
Products used by merchant acquirers and payfacs
Tech-forward BIN sponsorship
Integrated acquiring BIN solutions via API – purpose-built for ISOs, Payfacs, Marketplaces, ISVs, and mobile wallet providers.
Think beyond acquiring
Deepen your merchant relationships with issuing capabilities – offer co-branded cards, expense management solutions, and full-stack program management.