Digital Lenders
From origination and disbursement to sale and securitization, Cross River’s end-to-end solution enables digital lenders to scale their online lending businesses.
Join partners already connected to Cross River's APIs
Benefits of partnering with Cross River
Fast, compliant & nationwide origination
Cross River’s loan engine ensures compliant loan processing, powering fast origination at the point-of-sale.
Capital solutions across loan lifecycle
Sophisticated capital solutions including second look programs, warehouse facilities, risk retention financing, whole loan sales, and securitizations.
Robust product roster to support innovation
Expand your product offering with cutting-edge payments, card issuing, account solutions and more.
Products used by digital lenders
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Origination at scale
Real-time underwriting approval, loan application processing, and origination— backed by best-in-class regulatory compliance.
Multi-rail loan disbursements
Loan funding via multiple payment rails, including ACH and Same-Day ACH– and instant payments with RTP® and FedNow®.
Debit and credit card issuance
Enhance your lending program with flexible card issuing solutions, including debit, charge, and credit.