Digital Lending

End-to-end lending capabilities

Enable unique borrowing use cases with Cross River’s loan origination technology, built-in compliance frameworks, and capital markets solutions.

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Product Overview

Launch digital lending programs

Best-in-class lending enablement solutions to launch and scale your program - from loan application and origination, to securitization and sale.

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Origination & funding

Capital markets

Compliance oversight

“Cross River's choice to build a banking core speaks to their appetite for solving complex problems. This deep commitment to their own tech stack played a big factor behind why we chose them to implement our programs.”

Renaud Laplanche

CEO & Co-founder

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“We're thrilled to partner with Cross River as we continue to expand the ways we serve our merchant and consumer customers.”

Chris Bracken

Chief Revenue Officer

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Second Look Programs

Holistic decision making for borrowers

Fair lending

Financial inclusion

Personalized support

Benefits

Full-stack digital lending

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Key features

Build solutions across the loan lifecycle.

Loan licensing & origination

Underwriting validation & compliance

Funding solutions

Second look programs

Liquidity & financing

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{
  "Loan": {
    "LoanNumber": {{loanNumber}},
    "IssuingBankId": "CRB",
    "Platform": "string",
    "LoanType": 1,
    "NoteDate": "2019-12-31",
    "BorrowerLastName": {{$randomLastName}},
    "BorrowerFirstName": {{$randomFirstName}},
    "BorrowerDOB": "1986-12-31",
    "BorrowerSSN": {{borrowerSSN}},
    "BorrowerAddress": {{borrowerAddress}},
    "BorrowerCity": {{$randomCity}},
    "BorrowerState": {{borrowerState}},
    "BorrowerZip": {{borrowerZip}},
    "LoanAmount": 1500,
    "NetFunding": 1300,
    "Rate": 0.2,
    "APR": "10",
    "BatchId": "string",
    "BorrowerPhone": {{$randomPhoneNumber}},
    "BorrowerEmail": {{$randomEmail}},
    "Amortization": 0,
    "Term": 36
  }
]

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Ready to get started?

We bridge the best of both worlds. The technology support you want, combined with the banking expertise you need to create a customized banking solution no matter what your business needs may be.

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