Commercial Banking

Construction, Renovation & Bridge Lending

Leveraging best in class technology, Cross River originates, and services construction and bridge loans for ground-up construction, renovation, land acquisition and partially or fully vacant properties. Cross River offers deep market knowledge to assist brokers, property owners, investors, and institutions in accessing the right financing product to meet their specific needs. Cross River can also serve as a strategic partner to other banks and non-banks in real estate syndications.

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Customized solutions

Line of Credit

Cross River Construction loans are lines of credit where the senior loan is funded at closing and the building loan is disbursed in stages or draws, based on building development milestones.

Easy Conversion

Cross River offers construction, renovation and bridge financing with an easy conversion to permanent financing when the construction is complete.

Real estate by the numbers

Our seasoned industry professionals leverage Cross River’s tech-enabled solutions to create a streamlined underwriting and closing process, often closing loans faster than traditional banks.

Billions of dollars funded, and thousands of loans closed impacting tens of thousands of units since inception

More than a billion dollars in loan syndications and whole loans sold

Asset Classes
  • Multifamily

  • Retail

  • Mixed-use

  • Office

  • Industrial

  • Warehouses

  • Shopping center

  • Underlying co-ops

  • Fractured condos and co-ops

  • 2-4 family investment properties

  • Owner & non-owner occupied

  • Land (by exception only)

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Markets Served
  • NY

  • NJ

  • CT

  • PA (within 100 miles of Cross River HQ)

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  • Why Cross River?

    We pride ourselves on our certainty of execution, creativity, speed, prudent underwriting, and unparalleled customer first approach, which has allowed us to carve out a niche in the most competitive commercial real estate market in the country.

    Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.

    Shimon Eisikowicz

    Chief Lending Officer Cross River

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We bridge the best of both worlds. The technology support you want, combined with the banking expertise you need to create a customized banking solution no matter what your business needs may be.