Earn 4.15% APY and grow your savings securely
Lock in your CD rate today with a low minimum balance and FDIC-insurance.
Choose Your Duration
Earn 4.15% annual percentage yield (APY) on your choice of CD Term
How much more will you earn vs. the national average?
Enter any deposit amount to see how our rates outpace the national average:
High-Yield Earnings
Enjoy attractive, fixed interest rates that are more than double the average 1-year CD account
Secure & Insured
Rest easy knowing your deposits are insured up to $250,000 per depositor and protected from interest rate drops
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Predictable Returns
Lock in a fixed 4.15% APY—know exactly how much your savings will grow
How to Get Started
Lock in Your Rate
Choose a duration that aligns with your savings plan.
Fund Your Account
Easily transfer funds securely online with no hassle.
Watch Your Savings Grow
Sit back and watch your savings grow at a locked-in, high yield rate.
Frequently Asked Questions
A Personal Certificate of Deposit is perfect for individuals who want peace of mind while earning a guaranteed rate.
Additional questions? Visit our support page for more information.
*Annual Percentage Yield (APY) is accurate as of 9/1/2025. Rates are subject to change without notice. Minimum deposit of $500 required to open and obtain advertised APY. Early withdrawal penalties may apply. Fees could reduce earnings. CDs are FDIC-insured up to applicable limits. CDs are subject to penalty for early withdrawal. Rates are subject to change at any time. FDIC deposit insurance is $250,000 per depositor, per insured bank, for each account ownership category. 12-month national CD rate provided by Bankrate and updated weekly here.