Untangling banking for the innovators.

We apply the rigors of compliance and best-in-class technology to modern business models, enabling our Partners to both protect their customers and grow their business.

An infrastructure you can rely on.

We offer creative solutions and support to our third-party Partners in all aspects of lending, including credit and underwriting, origination, payments, compliance, balance sheet capacity and capital market capabilities. In turn, our Partners facilitate lending across industries, including debt consolidation, point of sale, home improvement, medical and small businesses.
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How it works

Applicants submit loan applications through a digital marketplace lending platform. Automated models supported by knowledgeable staff verify borrower information and assess loan risk. Once approved, Cross River funds the loan to the designated party.

Ready to begin building your marketplace lending platform? Contact us today. With Cross River, you don’t just get products. You get a dedicated team focused on end-to-end project management. Let Cross River guide you through implementation and beyond.

Every Cross River client receives a dedicated implementation team aimed at decreasing your time to market and offering personal support as questions arise.

All the modular components you need to build the best products for your business. Customize your solution to best meet the needs of your customers.

Cross River is guided by a gold standard for compliance and risk management, helping clients stay guarded.

One gateway to manage all payments and related services. Plus, Cross River manages those third-party relationships too. All under one set of APIs.

The services your clients need today and the foundation for the next generation of financial services. 


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