Loan Sales Program
A Leading National Marketplace
The Cross River Bank Marketplace is an ecosystem of fintech
platforms and marketplace lending investors.
High-Quality, Differentiated Loan Pools from Trusted Partners
Bulk sale and forward flow agreements are also available.
A Seamless Experience Designed
for Community Banks and Credit Unions
Efficient Loan Purchasing
Seamless diligence on loan pool stratifications, cash flow forecasts, and loan loss reserves (ALLL & CECL) through our analytics platform. Simplified risk management including comprehensive diligence packages and data room access.
Reporting and Investor Support
Digital access to customizable reporting and an expert team of professionals on call to support any inquiry.
Portfolio Analysis and Optimization Tools
Real time portfolio monitoring with hundreds of metrics across prepays, losses, and returns.
Regulatory Oversight and Compliance
Cross River Bank consistently stays ahead of the regulatory oversight required of a bank to form trusted internal controls focused on delivering the highest level of consumer protection.
Real-Time Portfolio Monitoring
Web-Based Consumer Credit Analytics Engine
Providing best-in-class monitoring tools for Loan Pool analysis through our affiliate partnership with PeerIQ.
Cross River Bank has been instrumental in our bank’s recent expansion efforts in the consumer lending space.
PeerIQ’s integrated analytics platform includes loan-level granularity and robust forecasting models that give us actionable insights so we can better understand the true performance of our loan portfolios.
We can now leverage vast quantities of benchmarking and historical data to extrapolate loss and prepayment curves better preparing us for the unexpected by identifying when adverse events throughout the lifecycle of a loan are more likely to occur.”
- A satisfied Cross River partner bank
