Michael Raff is Chief Information Officer at Cross River, and has been part of the team since the company’s inception in 2008. Michael began his career as Technology Specialist at First National Bank in Johannesburg. Later on he took on the role of Head of the ISP division at Elixir Computer Services. Prior to his life at Cross River, Michael was Chief Technology Officer at GeniQ, LTD, as well as at First Meridian Mortgage in New York. He holds a Masters in Electrical Engineering from University of the Witwatersrand.