COMMERCIAL LENDING

Industry expertise & custom solutions.

New Loan Closings

$7.75 MM Acquisition Loan | Queens, NY

$8 MM Bridge Loan | Tribeca, NY, NY

$1.1 MM Acquisition Bridge Loan | New Rochelle, NY

$1.9 MM Renovation Loan | Crown Heights, Brooklyn, NY

$6.3 MM Bridge Loan | East Village, NY, NY

Proven experts in the field.

Cross River sources, originates, and services portfolios of multi-family, retail, and mixed-use commercial real estate loans. Our team of professionals with deep market knowledge assists property owners, investors, and institutions in accessing the right financing product in a streamlined approval process, resulting in faster closing times.

Meeting your needs from the ground up.

Our Commercial Real Estate team specializes in the New York, New Jersey, and Connecticut metro areas. We continuously nurture our partnerships and foster new relationships with individuals and companies that develop, own, and operate income-producing properties.

MULTI-FAMILY PROPERTIES:

Walk-up apartment buildings
2-4 family investment properties held in the name of an entity/LLC
Elevator apartment buildings
Garden apartment complexes
Underlying co-ops
Fractured co-ops/condos

COMMERCIAL REAL ESTATE:

Retail properties
Mixed-use properties
Shopping centers
Taxpayers
Office buildings
Commercial condominiums
Owner & non-owner occupied
Other income-producing Commercial Real Estate

OTHER AVAILABLE PRODUCTS:

15-year self-liquidating loans
10-year fixed 25-year amortization
Short-term bridge loans (3-36 months)
Bridge-to-perm loans
Balloon loans
Self-liquidating loans (no balloon)

SMALL BALANCE CONSTRUCTION / RENOVATION LOANS

Loan sizes ranging from $1,000,000 to $5,000,000
Loan term from 12 to 24 months; interest only payments
All asset types including: multi-family, retail, mixed-use, condominiums, and more

Consistent returns. Customized portfolio.

Our proven track record of loan performance is a result of strict underwriting standards, due diligence, and market expertise. We provide community partner banks with customized loan portfolios offering size, maturity, rate, and risk profile diversity. Our portfolios include above-market coupon rates and FICO scores above 700, among various features.